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Is Home Ownership Right For You?

Buying a home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision.

Although buying a home almost always seems like a great idea, it is important to understand what homeownership involves. Of course, being a homeowner is something to be proud of but it also means having to invest money, time and energy and take on added responsibilities. So, before you decide to buy a home, make sure you’re ready.

Here are some things to consider:

  • Financial Security:  If housing prices rise, your home can provide you with some financial security due to capital appreciation.
  • Stability:  Having a place of your own.
  • Financial Stress:  Coming up with the down payment, meeting regular mortgage payments and other ongoing costs will tie up a lot of your cash, and can put considerable stress on your finances.
  • Maintenance:  Keeping your home in good shape requires time and money.
  • Responsibility:  You alone are responsible for payments, repairs and maintenance.
  • Flexibility:  You can decorate or renovate your home to meet your own family’s personal tastes and needs.

The following steps will help you further assess if buying a home is right for you.  Please read the following information and contact me with any questions you may have.

Step 1:  Mortgage

Step 2:  Real Costs and additional costs

Step 3:  What should you buy?

Step 4:  Why should you use a Realtor when buying a home?

Step 5:  Other professional services in the Buying process

Step 6:  The process of making an Offer

Step 7:  The final steps